Graduate Fashion Week sponsor Barclays Bank are experts in finance and no strangers to helping graduates who are starting up their own new businesses. Any new business needs to be aware of the importance of following the correct guidelines in regard to copyright, design protection and insurance. Read on for more information from Barclays Bank. 



Fashion Designers must ensure that they avoid infringing other designers’ intellectual property rights. Under the Copyright, Design and Patents Act 1988, the copyright of original works of ‘artistic craftsmanship’, such as sketches of clothing, is protected by law.

Fashion designers creating original designs should protect them from copyright infringement by registering them. Design Right; gives automatic, free protection for 3D designs, but 2D patterns must be protected by copyright of design registration. (For information, go



A fashion designer requires a number of insurance policies including;

• Public and product liability insurance, which provides cover against claims from customers, suppliers and members of the public injured or adversely affected as a result of the business’ activities.

• Professional indemnity insurance, which provides cover for claims of negligence and breaches of copyright

• If you have staff, you need the mandatory employers liability insurance.

• Contract dispute insurance, which covers a business against claims arising from disputes with clients, suppliers or third parties in relation to contractual and commercial issues

• General commercial insurance cover, which will be needed to cover your studio/premises


If you require any more information on insurance cover for your business you can visit your closest Barclays Bank PLC branch to request a copy of their ‘Introduction to Insurance Cover for Business’.


Information courtesy of Barclays Bank PLC.